car insurance

Driver Factor Discount Comparison

Driver Factor Discount

What Happened to My Discount? With all the changes that have happened, some people think that they are no longer getting any kind of discount. The good news is that is not true. ICBC still rewards experienced and claim-free drivers with discounts on their insurance rates. The discount system has undergone some changes. Before you had a CRS level and now you have an Individual Driver Factor. They both provide…

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Listing Drivers

Listing Drivers One of the biggest changes to the way ICBC policies work is that vehicle owners are now listing drivers–all drivers–not just the principal operator. By listing all the household members, employees, and other drivers who will regularly operate the car, ICBC can calculate the risk more accurately and charge the right price for the actual risk they present. Listing drivers is a practice that many private insurers already…

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